The 保险信托 provides a number of initiatives to minimize risks and reduce losses

The 明尼苏达城市联盟 保险信托 (LMCIT) is a cooperative joint powers organization formed by Minnesota cities. This means that cities contribute premiums into a jointly owned fund instead of paying premiums to an insurance company. The money LMCIT uses to pay claims belongs to the cities themselves — and every loss that is avoided saves money.

That’s why LMCIT places such a high priority in helping cities minimize risks and reduce losses, and offers the following information and resources:


LMCIT’s 合约覆核服务 is a free program that helps guard member cities from problems that can arise in contractual relationships.


Find the information and resources your city needs to help prevent network, 网络, 以及隐私损失.


Minnesota cities continuously seek efficient ways to use limited resources, exploring opportunities to cooperate with other entities. These partnerships can provide efficiencies, but also can create unique liability issues.


Because land use is complex and land use claims are expensive, LMCIT’s land use attorney works with members to provide customized information and training, and acts as a resource to elected and appointed city officials, 还有市检察官.


LMCIT律师, 工作人员, and loss control consultants provide loss control advice to member cities as a supplement to their city attorney’s services. All are available to answer questions on legal loss control issues; the implications of employment-related decisions; review mutual-aid agreements, 合同, and other documents; 和更多的.

  • 损失控制顾问服务

    Loss control consultants provide a wide range of services to cities, including general and specialized liability assistance.

警察 & 火稳定的十大彩票网站

Minnesotans benefit from the emergency services delivered by cities; each of these services, 虽然, presents a unique set of management and liability issues. LMCIT has developed resources and training to help members navigate these issues:

  • 创伤后应激障碍和心理健康工具包

    Public safety officers may be at increased risk for developing post-traumatic stress disorder (PTSD) and other mental health conditions that are treatable and, 在很多情况下, 可预防的. This toolkit covers topics such as suicide prevention, 心理健康项目, 如何创造一个支持性的环境, 和更多的.

  • 安全主任培训计划

    Training injuries to public safety responders are on the rise. 培训安全主任(TSO)计划, developed by LMCIT in cooperation with 火 and police departments across the state, helps combat these types of injuries in a low-cost way.

  • 在线:公共安全风险管理博客

    Tracy Stille has nearly 40 years in public safety (including as a police officer and special deputy); as LMCIT public safety project coordinator, Tracy focuses on efforts to keep public safety workers safe on the job and he shares insights and industry knowledge on the blog, 在线上.

  • 巡逻-和平官员认可在线培训

    PATROL gives law enforcement agencies easy access to extensive web-based courses. The program allows law enforcement professionals to earn Peace Officer Standards and Training (POST) credits that meet continuing education requirements, and both Occupational 安全 and Health Administration (OSHA) and POST mandates.

安全稳定的十大彩票网站 & 事件

Programs and resources are available to help member cities keep employees safe and to help meet state and federal OSHA mandates:

  • 区域安全小组

    These groups provide an array of subsidized services to participating cities, 包括实际操作和网络安全培训, 安全审计, 一对一咨询.

  • NEOGOV安全培训

    All LMCIT members can register for this program to gain access to online training videos provided by NEOGOV.

  • The Pipeline Blog: A Minnesota 公共工程 Connection

    This blog for city public works departments explores the tools you need to do your job safely and what Minnesota city public works departments are road-testing and getting done right.

  • 流媒体安全视频

    Help build your employees’ safety training toolbox with short safety training videos through CoastalFlix that can be used as quick refreshers or to supplement your safety meetings.

  • 安全 & 灭失工作坊

    These workshops focus on providing practical information for cities to help avoid losses and reduce the costs of losses that may occur. 春季研讨会 are held at locations throughout the state and include topics for 工作人员 like public works, 火, 维和警察, 稳定的十大彩票网站, 民选官员, 还有公园和娱乐场所. 秋季研讨会 are offered at various locations and address specialized topics.


The Trust created the sanitary sewer incentive program to help members reduce the overall cost and frequency of sanitary sewer claims. It provides members greater control over the mandatory, out-of-pocket deductibles they pay for claims and lawsuits related to sanitary sewer backups.